A thorough understanding of your cash flow provides a foundation on which you can make informed decisions. We will provide cash flow analysis and projections.

If you are starting out or nearing retirement, we will help you plan for the retirement you desire by looking at multiple retirement scenarios. If you are already retired, we will analyze your retirement assets for optimum cash flow.

When you work with us, we will analyze the impact of tax on your financial decisions and the resulting impact to your balance sheet. As you consider your goals, proactive tax planning is an important part of growing and preserving your assets. You can count on insightful tax planning ideas that optimize your tax position and eliminate surprises.

We will evaluate your current asset allocation to be sure that the investments are appropriate for your taxable and tax-deferred accounts. The overall asset allocation will impact your cash flow and retirement planning today and into the future.

We will work with you and your attorney to evaluate different estate planning techniques to meet your wealth transfer objectives. We will analyze the impact of the different strategies on you and your heirs, today and into the future.

As a parent or grandparent, we will help you to determine and project college costs and appropriate funding sources and vehicles to help you reach your education goals for your children or grandchildren.

We will work with you to determine your charitable aspirations and goals. We will analyze the appropriate strategies and vehicles and identify sources best suited for charitable intent.

Understanding your business valuation and alternative strategies to transfer or exit your business provides you a roadmap for the future. We will explore various options for the transfer of ownership which will include estimates of cash flow and impact on your personal balance sheet.

An understanding of your current insurance coverages will allow us to be sure there are no coverage gaps or excess coverage. Our analysis will identify exposure and develop appropriate funding options.